Baked Nachos with Ground Beef

Featured in: Weekend Comfort Plates

These crowd-pleasing baked nachos combine crispy tortilla chips with savory seasoned ground beef, a blend of melted cheddar and Monterey Jack cheese, and an array of fresh toppings including cherry tomatoes, black beans, jalapeños, avocado, and cilantro. Ready in just 30 minutes with simple layering and baking, they're perfect for game day, parties, or a satisfying weeknight meal. Customize with your favorite toppings or make them vegetarian by swapping beef for extra beans.

Updated on Thu, 29 Jan 2026 16:05:00 GMT
Golden baked nachos with melted cheddar and Monterey Jack cheese, seasoned ground beef, and fresh toppings like tomatoes, jalapeños, and avocado served on a platter. Save
Golden baked nachos with melted cheddar and Monterey Jack cheese, seasoned ground beef, and fresh toppings like tomatoes, jalapeños, and avocado served on a platter. | meanwhilerecipe.com

My college roommate used to make nachos on a cookie sheet every Sunday night, and I thought it was genius until I tasted how soggy the bottom chips always were. Years later, I finally cracked the code: layering is everything. Now I build nachos like I'm constructing something important, cheese and beef between every level so each chip gets its moment. The smell of cumin and melted cheddar filling the kitchen still reminds me of those Sunday nights, but better.

I made these for a friend's birthday once, and we ended up sitting on the kitchen floor eating straight from the pan because we couldn't wait to move to the table. The cheese was still bubbling, the jalapeños were perfectly spicy, and we laughed about how fancy restaurants charge fifteen dollars for worse nachos. That night, I realized this dish is really about the moment, not just the food. It forces you to slow down and share something while it's still hot.

Ingredients

  • Olive oil: Just enough to keep the onions from sticking, and it adds a richer flavor than cooking spray ever could.
  • Ground beef: The foundation of the whole thing, and browning it properly with spices makes it taste intentional instead of cafeteria-style.
  • Onion: Finely chopped so it melts into the beef and sweetens everything without crunching unexpectedly in your bite.
  • Garlic: Two cloves give a warm, savory depth that makes the beef mixture smell like you actually know what you're doing.
  • Chili powder: The main flavor driver, bringing mild heat and that classic Tex-Mex vibe without overpowering.
  • Ground cumin: Adds an earthy, slightly smoky note that makes the beef taste like it's been simmering for hours.
  • Smoked paprika: A secret weapon for a hint of campfire flavor that regular paprika just can't deliver.
  • Salt and black pepper: Simple, but necessary to make every other flavor stand up and speak clearly.
  • Tomato sauce: Brings moisture and a little tang so the beef doesn't dry out or taste one-dimensional.
  • Tortilla chips: The vehicle for everything else, and sturdy restaurant-style chips work better than thin ones that shatter.
  • Cheddar cheese: Sharp and melty, it's the classic nacho cheese that everyone expects and loves.
  • Monterey Jack cheese: Milder and creamier, it balances the cheddar and melts like a dream.
  • Cherry tomatoes: Diced small, they add juicy bursts of freshness that cut through the richness.
  • Black beans: They make the nachos more filling and add a creamy texture that plays well with the beef.
  • Black olives: Briny and a little funky in the best way, though you can skip them if you're not a fan.
  • Jalapeños: Pickled or fresh, they bring the heat and a vinegary zing that wakes everything up.
  • Red onion: Raw and finely diced, it adds a sharp bite and a pop of color on top.
  • Fresh cilantro: Bright and herbal, it makes the whole plate feel lighter and more vibrant.
  • Avocado: Creamy and cool, it's the perfect contrast to all the warm, cheesy, spicy layers.
  • Sour cream: Tangy and cooling, it's essential for balancing the heat and richness.
  • Salsa: Whether you go mild or hot, it adds moisture and another layer of tomato-y goodness.

Instructions

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Preheat your oven:
Set it to 400°F so it's ripping hot and ready to melt cheese fast without drying out your chips. This step matters more than you think.
Start the beef:
Heat olive oil in a skillet over medium heat, then toss in the onion and garlic. Let them sizzle for two minutes until they smell sweet and toasty.
Brown the meat:
Add the ground beef and break it up with a spoon as it cooks, letting it brown for about five minutes. You want some color and texture, not gray mush.
Season and simmer:
Stir in chili powder, cumin, smoked paprika, salt, and pepper, then add the tomato sauce. Let it simmer for two minutes so the flavors marry and the sauce thickens slightly.
Layer like you mean it:
Spread half the chips on a big baking sheet, then add half the beef and half the cheeses. Repeat with the remaining chips, beef, and cheese so every layer gets love.
Bake until bubbly:
Slide the sheet into the oven for 8 to 10 minutes, watching for that golden, bubbling cheese. Don't walk away or you'll miss the perfect moment.
Pile on the toppings:
Pull it out and immediately scatter tomatoes, black beans, olives, jalapeños, and red onion across the top. The heat from the nachos will warm them just enough.
Finish fresh:
Sprinkle cilantro and avocado over everything, then serve hot with sour cream and salsa on the side. Grab a plate before someone else takes the best chips.
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Crispy tortilla chips layered with savory beef and rich, bubbly cheese, finished with a colorful array of jalapeños, black beans, and fresh cilantro for a perfect party snack. Save
Crispy tortilla chips layered with savory beef and rich, bubbly cheese, finished with a colorful array of jalapeños, black beans, and fresh cilantro for a perfect party snack. | meanwhilerecipe.com

One night, my partner and I made these after a long, frustrating day, and we didn't talk much while we ate. But by the time we hit the crispy chips at the edges, we were laughing again, licking our fingers and arguing over who got the last jalapeño. It reminded me that some recipes are less about feeding people and more about bringing them back to the same table. Nachos do that without even trying.

Switching Up the Protein

Ground turkey or chicken work beautifully here if you want something lighter, though I add a tiny drizzle of extra olive oil since they're leaner and can dry out. I've also used leftover shredded pork or even chorizo when I'm feeling bold, and both brought a completely different energy to the plate. The key is to season whatever protein you choose with the same spices so it still tastes like nachos, not like you just emptied the fridge. Once, I tried it with seasoned lentils for a vegetarian version, and honestly, with enough cheese and toppings, nobody even asked where the beef went.

Getting the Cheese Right

Pre-shredded cheese is convenient, but it's coated with stuff that keeps it from melting as smoothly as a block you shred yourself. I learned this the hard way when my nachos came out with a grainy, separated cheese layer that looked more sad than gooey. Now I take two minutes to shred cheddar and Monterey Jack from blocks, and the difference is night and day. If you want to get wild, try adding a little pepper jack or even queso fresco crumbled on top after baking for a tangy finish.

Serving and Storing

Nachos are best eaten immediately, straight from the oven when the cheese is still stretchy and the chips haven't softened. If you have leftovers (which is rare), store the beef separately from the chips and toppings, then reheat and rebuild the next day. I've tried reheating fully assembled nachos, and it's just not the same since the chips turn leathery and the toppings get weird.

  • Serve on a big platter in the center of the table so everyone can dig in together.
  • Keep the sour cream and salsa on the side so people can control their own heat and creaminess levels.
  • If you're feeding a crowd, double the recipe and use two baking sheets so you're not stuck making nachos in shifts.
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A close-up of a hot plate of Tex-Mex nachos, featuring golden cheese, seasoned meat, and vibrant toppings like diced avocado, sour cream, and salsa, ready to be enjoyed. Save
A close-up of a hot plate of Tex-Mex nachos, featuring golden cheese, seasoned meat, and vibrant toppings like diced avocado, sour cream, and salsa, ready to be enjoyed. | meanwhilerecipe.com

Nachos have this way of turning any night into something worth remembering, even if it's just a Tuesday. Make them once, and I promise they'll become your go-to whenever you need to feed people, impress someone, or just make yourself feel like everything's going to be okay.

Recipe FAQ

Can I make these nachos ahead of time?

You can prepare the beef mixture and chop toppings in advance, but assemble and bake just before serving to keep the chips crispy. Store components separately in the refrigerator.

What's the best way to prevent soggy nachos?

Layer the ingredients evenly so all chips get toppings, don't overload with wet ingredients, and serve immediately after baking. Adding fresh toppings after baking also helps maintain crispness.

Can I use different types of meat?

Absolutely! Ground turkey, chicken, or pork work well. You can also use shredded rotisserie chicken or leftover carnitas for a quicker option with great flavor.

How do I make these nachos spicier?

Add diced fresh jalapeños to the beef mixture, use pepper jack cheese instead of cheddar, drizzle with hot sauce, or top with pickled jalapeños and a spicy salsa.

What are good vegetarian alternatives?

Replace the ground beef with black beans, pinto beans, or seasoned lentils. You can also add sautéed bell peppers, corn, and mushrooms for extra texture and flavor.

Can I bake these in the oven or use a broiler?

The oven at 400°F works perfectly for even melting. You can use the broiler for the last 1-2 minutes to get extra crispy, bubbly cheese, but watch carefully to prevent burning.

Baked Nachos with Ground Beef

Crispy chips layered with seasoned beef, melted cheese, and vibrant toppings. Perfect for sharing in 30 minutes.

Time to Prepare
15 mins
Time to Cook
15 mins
Complete Time
30 mins
Created by Meanwhilerecipe Clara Bennett

Recipe Category Weekend Comfort Plates

Skill Level Easy

Cuisine Type Tex-Mex

Makes 4 Number of Servings

Diet Considerations None specified

Ingredient List

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños
05 1/4 cup red onion, finely diced
06 1/4 cup fresh cilantro, chopped
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

Steps

Step 01

Preheat oven: Preheat oven to 400°F.

Step 02

Sauté aromatics: Heat olive oil in a skillet over medium heat. Add onion and garlic; sauté for 2 minutes until fragrant.

Step 03

Brown ground beef: Add ground beef and cook until browned, breaking apart with a spoon, approximately 5 minutes.

Step 04

Season beef mixture: Stir in chili powder, cumin, smoked paprika, salt, and pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer nachos: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the cheeses. Layer remaining chips, beef, and cheese.

Step 06

Bake nachos: Bake in preheated oven for 8–10 minutes until cheese is melted and bubbling.

Step 07

Add fresh toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 08

Finish and serve: Garnish with cilantro and avocado. Serve hot with sour cream and salsa on the side.

Tools Needed

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Notes

Examine all food items for allergens and consult your doctor for concerns.
  • Contains dairy (cheese, sour cream)
  • May contain gluten if tortilla chips are not gluten-free
  • Contains nightshades (tomato, chili, jalapeño)

Nutrition Info (per portion)

These details are meant for reference, not as a substitute for medical guidance.
  • Energy (Calories): 550
  • Fats: 32 g
  • Carbohydrates: 38 g
  • Proteins: 28 g